“There are many secrets to mortgages. Most people don’t know about them – that’s why so many people so often get declined. A lack of saved money is not the problem; it’s just a better understanding of how the approval process works that makes all of the difference.” – Drew Wideman

How to find the

RIGHT mortgage:

Get started early. When buying your first home there are a lot of firsts and plenty to learn. For starters, you can get a pre-approval before you buy and should you chose to buy a home within 120 days, you would be protected from rising or decreasing rates. I will provide you the lowest rate on your selected term until you take possession of your new home. So visit me before higher rates kick in!

With the wide variety of mortgage options available today, finding the right mortgage can be a daunting task. But choosing the right one can save you thousands upon thousands of dollars.

Start by understanding your options. Learn about fixed and adjustable rate mortgages, and speak to an experienced mortgage professional to gain a clear picture of the benefits and risks of both options. Compare these factors as well as payment options/terms and interest rates of the loans available to you.

Next, determine the size of your down payment. A larger down payment typically means less interest to pay over the long run, but you should also give careful consideration to any other investments you may have or large purchases you wish to make.

Lastly, make sure that you are able to make regular mortgage payments comfortably and still have enough in your savings to cover at least 3 months of payments and bills. Look at your current circumstances and imagine how they might change. It might also be important to consider your future expected earnings and your personal financial goals. When thinking about the future, keep in mind that mortgage rates fluctuate and sometimes life situations change.

As a professional mortgage advisor, I can help you find the right mortgage and determine the best repayment option for you. As you needs or plans change, I will still be here for you to assist you with ALL of your home lending needs. I will assist you in planning your accelerated freedom from mortgages.