With over 40 big banks and other lenders offering competing rates and terms, choosing the right one may seem overwhelming. I will help you get through their maze of fog and mirrors.
“Your banker works for the BANK and as your Mortgage Advisor, I work for YOU!” I used to work for the bank; we had sales goals to reach and the higher the rate we could charge the client, the better chance we would have at a bigger yearend bonus. Banks are looking out for themselves first because we let them. They assume you already know how and are looking out for
your best interest. But are you? Do you know if the bank down the street has a special rate or term not available at your bank? Your bank has the opportunity to take advantage of you if you don’t know. It’s not the bank’s responsibility to tell you that you could save thousands by going to their competitor just down the street. You should be comparing all of your options, not just the few offered at one bank.
How do you think banks in Canada can make so much profit during a recession? They have the ability to offer better rates and terms but why would they bother when people keep signing on the dotted line for posted rates and their so called “best offer”?
My only job is finding you the best home loan program available. I am independent and do not work for any one particular lending institution nor am I tied to just one product line. Since I am unbiased I will search all of my lending sources and find the best possible lending solution currently available to your specific needs.
My skills go beyond shopping for the best available financing, I use my expertise to present your loan application in the best possible light in order to obtain optimal financing. Meaning you’ve possibly gone from declined to approved and you have a great rate.